Given the facts of the case, describe the IoT concept and explain the different layers of IoT.

Distinguish between big data and the IoT and explain how banks use big data in their CRM activities.

Distinguish between the banking systems of Alizz Islamic Bank and Bank of Beirut and state which of the two is more advance in its use of IoT services.

Distinguish between the IoT activities and usage in Sohar Bank and Oman Housing Bank.

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