300 words initial post and 200 words reply

Moral Hazard and Selection Bias

Post a discussion forum response to the question below (300 word minimum), and respond to 1 student (200 word minimum) and use 2 references APA format (your book and article). NOTE: Please be sure to reference the Discussion Rubric for how points are determined. Your initial response to the question must be posted by Wednesday at 11:59 PM. A response to one peer is required before Sunday at 11:59 PM when the assignment closes. I don’t want you to state, “I agree” without providing facts to argue your point of view.

Discussion:

1. Define moral hazard and give an example.
2. What is selection bias? What kind of problem may it pose in health insurance markets?

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